This will also increase your creditworthiness. If you have a low credit score, consider closing your existing loans, paying your bills on time, or clearing your existing credit card due amount. If you’re planning to apply for an HSBC credit card, here are the basic eligibility criteria to apply for HSBC Bank credit cards, You should be at least 18 years . Use our quick and simple guide to find out more about a range of HSBC credit cards. Existing customers Existing customers hsbc gold credit card . our HSBC credit card Terms and Conditions which can be found at ciiom.hsbc.com. Find out more about our credit cards and the guidance we have on offer. Apply online and get exclusive benefits. Offers guiding rules for how to use a credit card so you can see whether one is right for you. Minimum 5 transactions totalling, 2 free lounge visits/meal vouchers for airport restaurants worth, Interest rate of 10.99% p.a on EMI products for the first 90 days, Dynamic APR interest starts from 2.99% p.m. and goes down to 1.99% p.m based on your credit profile, 3X reward points capped at 1,000 incremental points per month, No joining fee. 2. Access cash from your credit card account with your card and PIN at HSBC ATMs or other banks’ ATM displaying a … See our help and support pages for guidance and to find out what you can do through online and mobile banking. 10% discount on selected hotels booked with your HSBC Premier Credit Card when you register through Expedia for HSBC Premier cardholders. Find out more about our credit cards and the guidance we have on offer. You may be able to do this online, over the phone or in branch. Credit cards. Your HSBC Gold Credit Card is all you need for your day-to-day transactions. The 6-month automatic deferment period had ended. Avoid defaulting on any payments when your credit card application is in progress. We don't spam or sell your details to annoying people. close navigation. Welcome to HSBC UK banking products including current accounts, loans, mortgages, credit cards. We promise never to spam you. Applicant must be between age of 18-65 Years. Looking for a credit card? Does a balance transfer affect your credit score? Explains the different types of credit card charges and how to get around them. 10% cashback on spends for 1st 60 days. 4 Customers can choose to receive cash back redemptions as a direct deposit into their HSBC Bank USA, N.A. Offers are available in 15 countries and regions across the Middle East, Asia, Africa and Europe including England, Saudi Arabia and the United Arab Emirates. Coronavirus Close. 5 tips that can help you reduce your credit card debt. Calculate your Debt-to-Income Ratio and reduce it if it is too high. After the Introductory Period, a variable Purchase APR of 14.99% to 18.99%, depending on your creditworthiness, will apply to credit card purchases; and a variable Balance Transfer APR of 14.99% to 18.99%, depending on your creditworthiness, will apply to balance transfers, for the HSBC Advance Mastercard® credit card. Cardholders are entitled to earn cash back on their HSBC Cash Back Credit Card as specified in the table below. You should at least 21 years old at the time of application Eligibility criteria to apply for an HSBC Classic Credit Card: Individuals aged 18 and above (for primary and supplementary applicants) Minimum gross income of MUR 8,000 per month; Mauritian resident; Supplementary cards will be issued to immediate family members only; Must satisfy the bank’s credit/lending criteria PROGRAM OFFER . So that we may consider you for an HSBC credit card you need to: Have an annual income/pension before tax of £8,500 or more ; Be a UK resident; Be over 18; Change in Circumstances. Please provide some details to get the best offers. Find out how a credit limit is calculated and whether or not you're able to change it. Contact-free banking Close. Applications are subject to the bank’s credit and other policies. For complete eligibility details, refer to the HSBC Elite World Elite Mastercard credit card Guide to Benefits brochure. Cardholders also benefit from 12 months complimentary Expedia+ Gold membership (available from the 7th December 2016). Only residents and citizens of India may apply. Find out more about the app . Full Details Explore HSBC World Elite Mastercard. The latest copy of salary slips along with three months bank statement. What is Section 75 of the Consumer Credit Act? What is the annual fee on HSBC Cashback credit card? Deal? It is recognised in over 32 million establishments worldwide, offering you a bunch of benefits at home and abroad. Back to top . Find which credit cards you're most likely to be accepted for - protecting your Credit Score. We use cookies to give you the best possible experience on our website. If you have been financially impacted by the coronavirus, please visit our coronavirus guidance page for information on how we could help. Eligibility Criteria of the HSBC Cashback Credit Card The bank will ask you to fill a form with a few primary details, when you click on the ‘Apply Now’ option on the website. 1. Some of the ways are: Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Once you receive your HSBC Credit Card, just follow the steps on the App to activate your Card in just a few taps. Get off to the best start possible by making sure you've got your head around some of the finer details. From 0% interest on balance transfers to air miles - find your credit card today. HSBC Bank is one of the largest private banks in the world and offers several feature-rich credit cards with competitive interest rates. The Credit Card Eligibility Check works by conducting a quotation search on your credit file. HSBC Credit Cards are tailored to suit your lifestyle with a range of features and benefits. Explains what Section 75 is and how it may be able to help you recover your money. For example, you may need to earn over a certain amount per year, or be over a certain age. Please re-enter your phone number. Build your understanding of APR and how it can help you compare credit cards. No annual fee. Copyright © 2021   BankBazaar.com. They are . Alternatively, you can call 1800-227 6868 2 to activate your card or to enroll for use of card magnetic stripe for overseas retail purchase and ATM transactions. Having a good DTI Ratio will help you get better credit card deals. From what interest is to how to apply, explore the basics when it comes to credit cards. A credit card can help you manage your cash flow and make purchases you’ll pay off later. This Page is BLOCKED as it is using Iframes. Documents required ; Emirates ID for validation ; Resident Visa ; Passport; Salary transfer letter ; HSBC Credit Card Interest rates. Convenience: Accepted at around 40 million locations worldwide - online, over the phone or in person. HSBC Group  |   © Copyright HSBC Group 2002-2021. Your APRs may increase to the variable Penalty APR … Uh-oh! The annual fee on this credit card is Rs. Submit your credit card application online today. You should have a stable monthly income. This number appears incorrect / invalid. What are you looking for in a credit card? In these challenging times, we're here to support our customers and employees. Some credit cards may have eligibility requirements you need to meet in order to be able to apply. Explore how balance transfers work and also what to look for. The minimum income required for this card is Rs.4 Lakh Per Annum, The minimum income required for this card is Rs.3 Lakh Per Annum for Salaried Individual's. Details the benefits and considerations of increasing your credit limit, as well as how to increase your chances of being approved. The benefits and features on HSBC credit cards are some of the best among other credit cards in the market. Eligibility Criteria of HSBC Credit Card. 3.00 lakh in the previous year. Post-approval, it will take an additional 7 days for the card to reach the customer. Should transfer salary to HSBC UAE account ; A minimum salary of AED 5000 - AED 50,000 is required ; Only UAE Residents are eligible ; Documents Required of HSBC Credit Card. Apply online and enjoy exclusive benefits on card rewards, air miles and welcome offers. Make sure you using your credit card wisely. Unpack some of the common misunderstandings people have when it comes to credit cards. Connect with us Listening to what you have to say about services matters to us. Checking or Savings Account, or as a statement credit on their HSBC Credit Card. This card is packed with benefits. Credit Card Eligibility Calculator. Get full Credit Club eligibility. Note: To be eligible for HSBC Advance Visa Platinum Credit Card and HSBC Premier Mastercard Credit Card, you are required to maintain a quarterly Total Relationship Balance (TRB) of Rs.5 lakh and Rs.40 lakh respectively with the bank. Here's how. Some of the ways you can improve your credit card eligibility are: There are many ways in which you can increase your credit card eligibility. Request received - loud & clear!Returning you to where you were... (You can save searches, track your apps & save plenty of time!). Only Primary Cardholders and S upplementary Cardholders of the HSBC Gold Visa Cash Back Credit Card issued by HSBC are eligible for this Program. Fill in the application You’ll need to fill in an application to apply for a credit card. A credit card can help you manage your cash flow and make purchases you’ll pay off later. The variable Cash APR applies to cash advances and overdrafts, and is 24.99%. See how to make sure there are no mistakes on your credit file before applying for credit. ELIGIBILITY . Privacy Policy. HSBC Credit Cards: Find all the 5 Types of HSBC Credit cards & its Eligibility Criteria Features Documents Required Annual Fee & other Charges, compare and choose the best HSBC credit cards … If you have an existing credit card, check your good credit utilisation ratio. Eligibility criteria: Balance Transfer Credit Card. See what a reward credit card can offer and when it may cost you. Some of the factors are as follows: Some other factors that can affect your credit card eligibility are: If you applied for an HSBC Bank credit card and your application was rejected for some reason, consider improving your credit card eligibility and apply again after a few months. You will be able to see the search on your file, but other organisations won’t see it when they search your file. For other exclusive HSBC Visa Infinite Credit Card offers, please visit https://hsbc.com.sg/infinite. Your new credit card provider will be able to see if you have defaulted on any of your payments. In the event of any conflict between these Offer Terms and our HSBC credit card Terms and Conditions, these Offer Terms will apply. Psst... We'll ensure you're the very first to know the moment rates change. Click here if … Maintain a quarterly Total Relationship Balance (TRB) of Rs.4 lakh; OR Have a mortgage relationship with disbursal of >Rs.1.50 crore with HSBC India; OR Have a corporate salary account under HSBC with Net monthly salary of Rs.3 lakh. Times, we 're here to support our customers and employees, go ahead apply! Feature-Rich credit cards come to your grab only after you satisfy the below eligibility criteria rates change a. On your credit score line of credit cards what the considerations are before taking out another card. Requirements you need for your day-to-day transactions Section 75 is and how to avoid fraud and scams as. Will apply site, you give consent for cookies to give you best! 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